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Terms and Conditions

Welcome to LEZAMA LEGACY ASSURANCE!

These terms and conditions outline the rules and regulations for the use of LEZAMA LEGACY ASSURANCE's Website, located at http://lezamalegacyassurance.com/.

By accessing this website we assume you accept these terms and conditions. Do not continue to use LEZAMA LEGACY ASSURANCE if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing LEZAMA LEGACY ASSURANCE, you agreed to use cookies in agreement with the LEZAMA LEGACY ASSURANCE's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, LEZAMA LEGACY ASSURANCE and/or its licensors own the intellectual property rights for all material on LEZAMA LEGACY ASSURANCE. All intellectual property rights are reserved. You may access this from LEZAMA LEGACY ASSURANCE for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from LEZAMA LEGACY ASSURANCE
  • Sell, rent or sub-license material from LEZAMA LEGACY ASSURANCE
  • Reproduce, duplicate or copy material from LEZAMA LEGACY ASSURANCE
  • Redistribute content from LEZAMA LEGACY ASSURANCE

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. LEZAMA LEGACY ASSURANCE does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of LEZAMA LEGACY ASSURANCE, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, LEZAMA LEGACY ASSURANCE shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

LEZAMA LEGACY ASSURANCE reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant LEZAMA LEGACY ASSURANCE a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of LEZAMA LEGACY ASSURANCE; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to LEZAMA LEGACY ASSURANCE. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of LEZAMA LEGACY ASSURANCE's logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy

Please read our Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Lezama Legacy Assurance (“we,” “us,” “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, request a quote, communicate with us, or use our services.

By using this website, you agree to the terms of this Privacy Policy.


Information We Collect

We may collect the following information:

Information You Provide Directly

Name

Phone number

Email address

Date of birth

Address

Health information provided for insurance quotes

Contact preferences

Any information submitted through forms or text messages

Information Collected Automatically

IP address

Browser type

Device type

Cookies and tracking technologies

Pages visited and time spent on the site

Information from Third Parties

Lead forms you completed on partner sites (e.g., Facebook Lead Ads)

Public databases

Insurance carriers when generating quotes or submitting applications

We do not sell your personal information.


How We Use Your Information

We use your information to:

Provide life insurance quotes

Process applications and submit them to insurance carriers

Communicate with you by phone, email, or text message

Schedule appointments or follow-ups

Verify your identity

Improve website performance and user experience

Comply with legal and regulatory requirements


SMS/Text Message Policy (TCPA & A2P Compliant)

By submitting your phone number on our website or through any of our quote forms, you agree to receive SMS messages from Lezama Legacy Assurance and your assigned licensed agent regarding:

Quotes

Appointments

Application updates

Follow-ups

Policy information

Message and data rates may apply.
You may opt out at any time by replying STOP.
For help, reply HELP.

We do not send marketing texts without prior express written consent.


How We Share Your Information

We share your information only when necessary to provide services:

We may share your data with:

Licensed insurance agents who assist with your case

Insurance carriers for underwriting and quote generation

Service providers that support our website, CRM, or communication systems

Legal or regulatory authorities if required

We do not sell or rent your personal information to third parties.


Cookies & Tracking Technologies

We may use cookies, analytics tools, and similar technologies to:

Improve website function

Analyze visitor behavior

Enhance your browsing experience

You may disable cookies in your browser settings, but some website features may not function properly.


Data Security

We use industry-standard security measures to protect your information, including:

SSL encryption

Secure data storage

Access controls

Regular monitoring and updates

However, no method of transmission over the internet is 100% secure.


Your Rights

Depending on your location, you may have rights including:

Access to your information

Correction of inaccurate information

Request to delete your information

Opt-out of marketing communications

Limit the use of sensitive personal information


Children’s Privacy

We do not knowingly collect information from children under the age of 13. If we become aware of such data, we will delete it promptly.


Third-Party Links

Our website may contain links to external sites. We are not responsible for their content or privacy practices.


Updates to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.